Health insurance is an insurance product which covers medical and surgical expenses of an insured individual. It reimburses the expenses incurred due to illness or injury or pays the care provider of the insured individual directly.                                                                                                                                                                                                                                         

Financial Security: Medical expenses can quickly drain your savings. Health insurance covers hospitalization costs, including surgeon fees, room charges, medication, and other related expenses.

• Cashless Treatment: Many health insurance plans offer cashless hospitalization at network hospitals. This eliminates the need for upfront payments, providing a hassle-free experience during a stressful time.
• Pre and Post-hospitalization Coverage: Several plans cover pre-hospitalization expenses (diagnostic tests) and post-hospitalization care (medications, doctor consultations).
• Tax Benefits: Health insurance premiums paid for yourself, your spouse, and your dependent parents are eligible for tax deductions under Section 80D of the Income Tax Act.
• Peace of Mind: Knowing you have health insurance provides peace of mind allowing you to focus on your recovery without worrying about medical bills.